Micro lending – made it possible at fingertips!

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A mobile based money lending application developed to lend money to the people with no or low credit history, within no time. The mobile application provides complete loan processing system right from the user registration, loan request, granting and repayment of loan. An Admin Panel equipped with all backend activities to support the business. In addition, an Artificial Intelligence engine is built to handle the loan application process and faster decision making.


Requirement was to build a Mobile App for Android platform and also a sophisticated AI engine to evaluate customers’ data and do psychometric analysis to build social score for every customer. In order to meet the requirements, Innvectra team worked very closely with client’s stakeholders since planning stage.


Business requirements are gathered using elicitation techniques like Brain Storming and Prototyping. User interfaces have been created to categorize the functionalities as per the business need. Each functionality is further drilled down into activities and tasks. A project plan is created for timely deliveries and to track change management. Entire process is managed and tracked through weekly status reports exchanged between all stakeholders for better management.

Innvectra team is been involved right from the project planning; an end to end project flow has been depicted as flow charts and created a work breakdown structure. UI and UX have been taken care of smooth and easy user navigation for both mobile and admin users. Development is done in phases, starting with User Registration, Loan Process and Integration with Artificial Intelligence in the backend. The mobile application is one of its kind which has the ability to detect suspicious users and restrict access.

Innvectra with a team of 10+ members has robustly developed the application, implemented and tested in a span of 6 months. The mobile application is later deployed into the PlayStore towards the end of November 2018, installed by thousands of users and actively used. The application is tightly integrated with various third-party services to achieve different external services.

Extremely user friendly Mobile App and easy to use Admin Panel along with accurate and highly scalable AI Engine delivered on time. During the entire process, Innvectra team involved in

  • Analysis and requirement gathering
  • Technical Design
  • Solution Architecture
  • UX Design
  • Functionality development
  • Testing
  • Deployment

Technology Used

  • Adobe Suite
  • HTML, CSS, LESS, Grunt, SaaS
  • Mongo DB, Express JS, Node JS, Angular JS
  • Android, Java / Android SDK
  • Python, Keras, NLKT, Theano, TensorFlow, Scala
  • Firebase, Google Maps API
Automating the property monitoring seamlessly!

Automating the property monitoring seamlessly!

A web application for property owners to safeguard their properties at all times.

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